Our Deal: Terms and Conditions for PoundWise Skills Sheffield

This bit lays out the rules for using PoundWise Skills Sheffield. When you sign up for a workshop, browse our website, or use our materials, you're saying 'yes' to these terms. It's a bit like agreeing to the rules of a good game – keeps everything fair and straightforward for everyone. We're all about teaching money skills, and that includes being clear about how we operate. By carrying on with us, you confirm you've read and understood these terms. If anything doesn't make sense, just ask!

We're PoundWise Skills Sheffield. Our main job is to run practical money workshops for teenagers and students, usually aged 14-25. We operate from Sheffield, and offer online courses too, reaching young people across the UK. We teach you vital stuff like how bank cards actually work, what credit means, smart ways to save, and the 'magic' of compound interest. Just to be clear, we give you skills and knowledge, but we don't offer personal financial advice or recommend specific products. We empower you to make your own informed money choices.

When you join our workshops or use our services, we expect a few things from you. First off, please make sure any information you give us, like your name or age, is true and accurate. Be respectful and decent to our instructors and fellow learners – we want a friendly atmosphere for everyone. Use our workshop materials for your own learning and growth. Please don't copy, share widely, or try to sell our unique content. If you're under 18, your parent or legal guardian needs to agree to these terms, and they'll be responsible for your participation and payments.

Details about workshop fees and how to pay will be shared when you book. We're pretty confident you'll find our workshops spot-on. But, if for some reason you're really not happy with what you've learned within 7 days of starting a workshop, please get in touch with us directly. We pride ourselves on being fair and will genuinely work with you to sort out any issues, which might include a refund or finding a different solution. We want you to feel your investment in learning is truly worthwhile.

Everything we create for PoundWise Skills Sheffield – that's our workshop content, games, handouts, and ideas – is our intellectual property. We've poured a lot of thought and effort into making these resources clear, engaging, and genuinely useful for you. The whole point is for you to use them to learn, understand money better, and apply those skills in your own life. We just ask that you don't copy, reproduce, or use our materials for commercial reasons without our explicit permission.

While we work hard to make our courses top-notch, we can't guarantee specific financial outcomes for anyone. We're here to educate you on general financial principles, not to predict your future wealth or solve every single money problem you might have. We won't be held responsible for any decisions you make based on what you learn, or for any indirect losses. Our aim is to arm you with knowledge, not to act as your financial adviser. You're responsible for your own choices after the workshop.

Sometimes, we might need to change these terms. This could be because our services evolve, or if there are new laws or rules we need to follow. When we make updates, we'll revise the "Effective Date" at the top of this page. For any big changes that might really affect you, we might try to let you know directly, perhaps by email. We recommend checking back here now and then, just to keep yourself in the loop with our latest terms.

We sincerely hope any issues can be sorted out with a simple chat. But if there's a serious disagreement that we can't resolve informally, these terms and your use of PoundWise Skills Sheffield are governed by English law. Any legal proceedings related to these terms would fall under the exclusive jurisdiction of the courts in England and Wales. Our main goal, though, is to keep things positive and focus on helping you learn about money.

If you've got any questions about these Terms of Service, or just want a bit more clarity on anything, please don't hesitate to reach out. We believe in clear communication, just like with your money.

You can contact us using the details below:

• Email: [email protected]
• Phone: +44 114 496 0558
• Post: PoundWise Skills Sheffield, 19 High St, Sheffield S1 2GA, UK

We're here to help you get sorted with your money, and part of that is being completely upfront and available for any questions you might have about our rules.